Question 1

AblePay - Save up to 13% on medical care

Accepted Answer

AblePay Health is a voluntary employee benefit offered at NO-COST to you that can save you money on your deductible, coinsurance and even some copays (up to 13%) while also providing you with extended payment terms (over 3, 6, or 12 months). You can enroll whether you have your benefits through Doane Family Enterprises or elsewhere.

AblePay’s member portal makes it easy and convenient to pay your medical bills online and their advocates can assist 
you with any questions or concerns regarding your bill.

AblePay contracts with over 35 hospitals and 900 physician groups. AblePay has also had success getting discounts 
for their members at other providers so use the card everywhere and if not a participating provider, AblePay will try and 
contract with them.

Why sign up for AblePay?
 • Save Money. AblePay helps members save up to 13% on their deductible and coinsurance
 • For the flexible payment options (all with discounts or 0% interest) – you can make payments with a bank account (checking, savings, HSA) or pay with a card (credit, debit, or HSA)
 • All medical bills are stored in your member portal, eliminating stacks of paper and providing easy access for future reference or substantiation
 • Member bills are paid directly through your secure portal with a click of a button, eliminating the need to write multiple checks

Click here (https://51ffe31a-367e-4d24-aee7-bc3a6db21df6.usrfiles.com/ugd/51ffe3_1f69481d35de4dbebca861f1b59bab27.pdf)to learn more about AblePay.

Speak with AblePay Health directly by phone at 484-292-4000 or email support@ablepayhealth.com.(mailto:support@ablepayhealth.com)

To enroll please visit https://enroll.ablepayhealth.com/apply.(https://enroll.ablepayhealth.com/apply)

https://youtu.be/KzpUzeQTnlE?si=c462g5Xs-OXasOS-

Question 2

GradFin - Student loan solutions

Accepted Answer

GradFin offers employees the following benefits:

• Student Loan Financial Education – free personal consultations, live webinars, and in-house “town hall” meetings to educate you on reducing loan debt
 • Student Loan Solutions – GradFin refinances and consolidates employees’ student loans through lending platforms made up of 11 vendors
 • Public Service Loan Forgiveness (PSLF) Program – PSLF keeps you compliant with federal loan forgiveness pro- grams by enrolling your loans, verifying your employment, annually certifying their income-based repayment plan, and auditing your “qualified payments”.

Value Adds with GradFin – GradFin provides a $100 bonus towards the loan principal when originating or refinancing 
loans through GradFin.

To check out what GradFin services are available to you and to set up a consultation, visit https://goto.gradfin.com/independence.(https://goto.gradfin.com/independence)

Question 3

College Tuition Benefit

Accepted Answer

Employees can earn SAGE Scholars Tuition Rewards Points to help offset the financial burden of a four-year undergraduate degree at over 400 SAGE Scholars network colleges and universities. Employees can sponsor immediate or extended family, including children, grandchildren, nieces, nephews, stepchildren, and godchildren.

One Tuition Rewards Point is equal to a $1 guaranteed minimum discount off the full price of tuition. Employees can earn 
2,000 points when you sign up, and students receive 500 Student Tuition Rewards Points when registered. Employees 
can earn 2,000 points each year and an additional 2,500 points in year four.

Important things to know:

• Tuition Rewards points are discounts off of tuition and not awarded in cash.
 • There is no limit on the number of students a subscriber can register or the number of Rewards Points that can be accrued.
 • Students must be registered for the College Tuition Benefit by August 31st of the year the student begins 12th grade.
 • The last day for pledging earned Tuition Rewards Point to a student is August 31st of the year the student begins 12th grade. August 31st is also the last day for a student to earn any Student Tuition Rewards Points from any source.

To sign up for The College Tuition Benefit through IBC, go to ibx.collegetuitionbenefit.com (ibx.collegetuitionbenefit.com)or contact The College 
Tuition Benefit at 844-244-4086.

To sign up for The College Tuition Benefit through UCCI, log into your MyDentalBenefits account at unitedconcordia. 
com. Click the More tab and select College Tuition Benefit.

Click here (https://51ffe31a-367e-4d24-aee7-bc3a6db21df6.usrfiles.com/ugd/51ffe3_7303628ba30640fd98d8665cb9410919.pdf)to learn more about The College Tuition Benefit.

Question 4

Pet Insurance

Accepted Answer

Protect your pet and your wallet with Spot Pet Insurance. Employees can receive up to 90% cash back on covered vet bills, access affordable plans starting as low as $9/month, and take advantage of a special employee discount (up to 25% off). Coverage helps with accidents, illnesses, and more, so you can focus on what matters most.

For more information, click here.(https://51ffe31a-367e-4d24-aee7-bc3a6db21df6.usrfiles.com/ugd/51ffe3_b9946e5f98bb4d05ac05d7b633e2b94c.pdf)

Ready to get started? Visit spotpet.link/mcdonalds.(https://www.spotpet.link/mcdonalds)

Addional Benefits