Health Saving Account (HSA)

You must be enrolled in the PPO HSA plan to open an HSA

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

For 2025, you can contribute up to $4,300 as a single and $8,550 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.

To open an HSA, please contact your bank of choice!

Getting started with Independence Blue Cross

Visit www.ibx.com, click on Login/Register, and follow the prompts using your ID card or personal details (DOB, SSN, Zip) to sign up. As a member, you can estimate costs, view claims, locate network providers, get prescriptions delivered, and access 24/7 online medical consultations. Use the IBX mobile app for easy health plan management on your smartphone. To find an in-network provider or pharmacy, use the "Find a Doctor" feature on the website or app, select "Personal Choice PPO" network, update your location, and search by provider name or specialty, even before registration. Click on this link to review a quick overview guide.
Insurance carrier contact information

Medical & Prescription: Independence Blue Cross 1-800-275-2583 www.ibx.com Telemedicine Teladoc 1-800-835-2362 www.teladoc.com
Search for a Medical provider

Visit https://www.ibx.com/get-care/find-doctors-and-health-care-providers or you may login to www.ibx.com to find a doctor in-network.
How do I enroll in mail order prescriptions?

IBC Home Delivery Service: IBC offers a home delivery service for your medications, saving you time and possibly money. You can sign up for home delivery through: ePrescribe: Your doctor sends your prescription electronically to IBC. Online: Use the IBC website or app (download on Apple or Android). Phone: Call the number on your member ID card. This service is convenient as it delivers your medication directly to your door and offers reminders, with free standard shipping.
Download the app

Independence Blue Cross has an app you can download on Apple or Android, which allows you to manage your claims, view your ID card, find a doctor, and much more.
How to use Teladoc

When you enroll in one of our healthcare plans, you have access to use telemedicine by using the Teladoc app. This allows you to speak with a doctor 24/7 by phone, text, or video chat. Click here to learn more.
What preventive care services are available?

Click here for a list of preventive care services available at no cost to you.